With all of the confusion and discussion about health care and congress many people are starting to wonder what insurance actually does and how it plays into your treatment if you’ve been in a car-accident. The first thing you need to know is that you have the ability to choose what kind of treatment you want, and who you would like to have as a doctor.

The second thing you should know is that Utah is a no fault state. No fault means that if you have been in a car accident you don’t have to wait for the at fault party’s insurance to accept liability. Every person that has auto-insurance also has what is called PIP (Personal Injury Protection) insurance. No fault legislation was passed into Utah law because too many people were lying in the hospital in critical condition with no money to proceed with necessary surgeries and treatments.

PIP insurance can be used even if the accident was your fault. The good news is that if the accident was not your fault, when the at fault drivers insurance accepts liability, they will reimburse the expenditures made by the PIP insurance and your premiums will not go up.

An innumerable variety of serious injuries are possible in a car accidents. So, if you or a loved one has been in a Utah Car Accident don’t hesitate to begin the treatment you need. We here at the Midvalley Chiropractic Clinic are experienced in dealing with car accident related injuries and are eager to help you. For a free exam and x-ray contact Auto Injury Physician, Dr. Dirk Woodmansee. It’s your life… live it in health!